Who can provide funding for construction and contracting?

Construction and contracting businesses sometimes rely on traditional bank loans for much-needed business capital. However, non-traditional lending solutions are oftentimes a better alternative. They are made available by qualified lenders such as Axiom Funding Solutions — the most trusted funds provider for construction companies and contractors across the United States.

What is required in order to receive business funding for my construction company?

In order for your construction or contracting company to qualify for a business loan, it needs to be at least one year old and have annual revenues of $90,000 or more. Alternatively, it can have revenues of $7,500 per month over the last three months. Any and all additional requirements can be found on our hassle-free loan application below

Why do Construction & Contracting companies always choose business loans from AXIOM FUNDING Group?

Axiom Funding Solutions has helped construction and contracting companies across the United States secure capital easily and in the fastest time frame possible. Our knowledgeable consultants, flexible terms, and low interest rates have helped secure our position as the most trusted construction business funds provider.

Where does my construction company have to be located in order to become eligible for funding?

In order to be eligible for Business Capital Funding, your construction or contracting company must have a physical presence in one of the 48 contiguous states. This does not include Hawaii or Alaska.

How soon can Axiom Funding provide my construction company with capital?

If all required documents are verified and satisfactory, funds will be dispersed in as little as 24 – 48 hours! However, if additional documents are requested, it may take up to 5 business days. Any delay in the sending in of additional documents can add to this time frame. 

Why does the Construction & Contracting business industry always choose Axiom Funding Solutions for Business Funding?

Up to $2,000,000

Repayment Daily or Weekly

1 - 24 Month Terms

Minimum requirements

To qualify for an advance, your business needs to be atleast a year old. You should have revenues of $90,000 annually or $7,500 per month over the last three months.


Loved my experience with the Axiom Funding Solutions. Super Friendly Staff. Will definitely recommend you to friends who’re running a Construction firm.
Larry S.
I placed a call to one of the guys in Axiom funding when I blew out a fuse in my apartment and needed to be replaced and blewed my mind when I figured out how much it’s gonna cost me. But Axiom FUNDING IS HERE TO THE RESCUE. Thank you for funding my needed Construction.
James S. D.
A perfect way for Funding your Construction & Contracting business when some funding is not available because of your credit. I highly recommend WORKING CAPITAL with AXIOM FUNDING GROUP.
Williaim S.

Get answers to questions from our other clients

Our equipment financing product can be used to purchase or lease forklifts, bulldozers, telehandlers, backhoe loaders, skid steer loaders, excavators, trenchers, asphalt pavers, drum rollers, skidders, and other heavy equipment. Company vehicles and any business asset not including real estate can be purchased with business financing. Axiom Funding Solutions has funded construction companies across the United States. If your company is in need of funding, please fill out our online application and speak with one of our funding managers today.

Your construction company should comply with all applicable laws and ordinances. If it does, we only require a filled out online application and your construction company’s last three monthly bank statements. Axiom Funding Solutions has provided construction companies across the United States with business capital. If your construction company is in need of business financing, please fill out our online application and speak with one of our funding managers today.

In general, a construction business loan is used to fund a construction business. Loans for construction businesses are not one-size-fits-all. There are various types of construction funding opportunities you can apply for depending on your business’s needs.

If your construction company does not have the capital to place bids, Axiom Funding Solutions can help. Staying competitive may be one of your biggest challenges. Construction loans can provide you with the cash you can sit on while you bid on jobs. In this way, you can bid strategically with the knowledge that you have the funds available if your bid is accepted.

There are many differences in construction business loans, including how long repayment terms last, how much you can borrow, the interest rate, fees, and the down payment required. Some construction business funding options will offer you a few thousand dollars in funding for your construction business, while others will allow you to borrow hundreds of thousands of dollars.

There are also different requirements for collateral. For example, if you’re buying equipment, the collateral is the piece of equipment you’re buying. Depending on how long the equipment will last, the loan term might be longer. There is a possibility that you could get 100% financing or put down a percentage of the purchase price as a down payment.

Construction business financing are flexible enough to meet many different requirements. These are some of the most common uses for construction business funding: 

Leasing or purchasing new equipment

A construction loan can help you acquire heavy machinery, tools, and equipment you’ll need to run your business. For example, you might need to purchase a new backhoe or dump truck midway through a project. You may need fast construction business funding if you do not have the cash flow. 

Building a construction project requires the hiring of workers

Taking on a construction project, no matter how big or small, is challenging when you don’t have a crew. Taking out a small construction loan could allow you to hire and train the workers you need for your next project. 

Maintaining payroll or covering other operational expenses on a day-to-day basis

One of the most tedious aspects of operating a construction business is managing costs on a daily basis. Construction funding can provide your business with the cash it needs to cover payroll, taxes, insurance premiums, and other operating expenses. 

*Due to differing bank policies, it can take several business days before your funds are available.

Operating a construction company is an expensive undertaking. As a result of the lack of predictable cash flow, seasonal ebbs and flows, significant upfront costs, and the need to buy and repair big-ticket items, a construction company is often a capital-intensive business.

The good news is Axiom Funding Solutions offers a variety of options for construction financing that can be used to grow your business. Our funding specialists will listen and help discover which types of construction business funding make sense for your construction company, from commercial construction loans to term loans.